11 Sep, 2026

The Biggest Named Cost on 31 Million Tax Returns Isn’t Payroll. It’s the Car.

2026-09-11T15:30:00-04:00

Sole proprietorships deducted $150.2bn for cars and trucks in 2023 against $121.8bn for salaries and wages. Where a Schedule C dollar really goes.

The Biggest Named Cost on 31 Million Tax Returns Isn’t Payroll. It’s the Car.2026-09-11T15:30:00-04:00
11 Sep, 2026

31 Million Businesses Filed a Schedule C. Nearly a Third Reported No Profit.

2026-09-11T10:30:00-04:00

IRS data on 31.1 million US sole proprietorships: average receipts $66,285, average net income $12,119, and 31.2% reported no profit at all.

31 Million Businesses Filed a Schedule C. Nearly a Third Reported No Profit.2026-09-11T10:30:00-04:00
10 Sep, 2026

Big Companies Worry About Too Much Inventory. You Cannot Afford Enough.

2026-09-10T15:30:00-04:00

Of small businesses that carry stock, 31.8% hold less than they need, against 6.7% at the largest firms. And they do not expect that to change.

Big Companies Worry About Too Much Inventory. You Cannot Afford Enough.2026-09-10T15:30:00-04:00
10 Sep, 2026

Weather Doesn’t Hit Your Business Once. It Bills You Twice a Year.

2026-09-10T10:30:00-04:00

Census data: small-business weather losses peak every January, three years running, and the cause flips with the season. Snow in winter, heat in August.

Weather Doesn’t Hit Your Business Once. It Bills You Twice a Year.2026-09-10T10:30:00-04:00
9 Sep, 2026

Higher Rates Cost Big Companies Margin. They Cost Small Ones the Next Move.

2026-09-09T15:30:00-04:00

Census data: 25.5% of businesses say rates cut profits, at every size alike. But 1-4 person firms are 3.3x likelier to say rates stopped them investing.

Higher Rates Cost Big Companies Margin. They Cost Small Ones the Next Move.2026-09-09T15:30:00-04:00
9 Sep, 2026

Small Employers Have the Lowest Quit Rate in the Economy. The Trouble Starts at Your Tenth Hire.

2026-09-09T10:30:00-04:00

Federal data says employers with 1-9 staff have the lowest quit rate in the economy. It peaks at 50-249, about 62% higher. Turnover arrives with growth.

Small Employers Have the Lowest Quit Rate in the Economy. The Trouble Starts at Your Tenth Hire.2026-09-09T10:30:00-04:00
8 Sep, 2026

The IRS Estimates Your Business Return Takes 50 Hours and $4,200. That Is Before You Owe a Dollar.

2026-09-09T17:36:25-04:00

The IRS estimates a small S corporation return takes 50 hours and $4,200 - before you owe a dollar. Its own figure, printed in the form instructions.

The IRS Estimates Your Business Return Takes 50 Hours and $4,200. That Is Before You Owe a Dollar.2026-09-09T17:36:25-04:00
8 Sep, 2026

A Record Number of Americans Applied to Start a Business. Under 7 in 100 Said They Planned to Hire Anyone.

2026-09-09T17:36:20-04:00

Business applications hit a record 578,926 in July 2026. Only 6.9% named a date they would start paying wages - down from 35.5% in 2005.

A Record Number of Americans Applied to Start a Business. Under 7 in 100 Said They Planned to Hire Anyone.2026-09-09T17:36:20-04:00
7 Sep, 2026

A $12K Month, Then Nothing. Welcome to the Founder’s Paycheck.

2026-09-03T15:45:58-04:00

In 2026, 59% of freelancers report income that swings from month to month — and for founders, there's no employer to smooth the drop. The result: 68% lose

A $12K Month, Then Nothing. Welcome to the Founder’s Paycheck.2026-09-03T15:45:58-04:00
7 Sep, 2026

You Spent 20 Years Building It. Now Try to Give It Away.

2026-09-03T15:46:01-04:00

Nearly half of small-business owners plan to exit within five years — yet only 20–30% of businesses that go to market ever sell, and about 1 in 3 owners ha

You Spent 20 Years Building It. Now Try to Give It Away.2026-09-03T15:46:01-04:00
6 Sep, 2026

Your Business Has One Employee Who Can Never Get Sick. It’s You.

2026-09-03T15:46:05-04:00

In 2026, 78.4% of U.S. businesses have zero employees — just the owner. If you get the flu, break an arm, or need a week for a family emergency, revenue do

Your Business Has One Employee Who Can Never Get Sick. It’s You.2026-09-03T15:46:05-04:00
6 Sep, 2026

The Raise You Gave Yourself Came With a Pay Cut. You Just Can’t See It.

2026-09-03T15:46:08-04:00

When you left your job to build your own thing, you didn't just walk away from a salary. You walked away from the ~30% of it your employer was quietly payi

The Raise You Gave Yourself Came With a Pay Cut. You Just Can’t See It.2026-09-03T15:46:08-04:00
5 Sep, 2026

Your Health Plan Costs About What a Big Company’s Does. Your Employee Pays $2,662 More for It.

2026-09-09T17:36:14-04:00

KFF 2025: family premiums are close at small and large firms ($26,054 vs $27,280) - but the worker's own share is $8,889 against $6,227.

Your Health Plan Costs About What a Big Company’s Does. Your Employee Pays $2,662 More for It.2026-09-09T17:36:14-04:00
5 Sep, 2026

37% of Large Firms Use AI. Under 20% of Four-Person Firms Do — and That Number Stopped Moving.

2026-09-09T17:36:09-04:00

37% of firms with 250+ employees use AI. For firms with four or fewer, Census puts it under 20% - and that number stopped moving while larger firms rose.

37% of Large Firms Use AI. Under 20% of Four-Person Firms Do — and That Number Stopped Moving.2026-09-09T17:36:09-04:00
4 Sep, 2026

Input Costs Rose. 76% of Owners Raised Prices. 13% Changed Where They Buy.

2026-09-09T17:36:03-04:00

The Fed asked 6,500+ small employers what they did when imported input prices rose: 76% passed the cost on, 60% absorbed it, only 13% changed supplier.

Input Costs Rose. 76% of Owners Raised Prices. 13% Changed Where They Buy.2026-09-09T17:36:03-04:00
4 Sep, 2026

Small Business Owners Just Named Their Biggest Problem. Last Month It Was a Different One.

2026-09-09T17:35:58-04:00

In July 2026, 27% of owners named labor quality their single most important problem, up 8 points in a month. In June the top answer was inflation.

Small Business Owners Just Named Their Biggest Problem. Last Month It Was a Different One.2026-09-09T17:35:58-04:00
3 Sep, 2026

When One Client Is 40% of Your Revenue, You Don’t Own a Business. You’re on a Countdown.

2026-09-03T15:45:29-04:00

The moment a single client represents too much of your income, everything changes. You can't raise your rates. You can't push back on scope creep. You can'

When One Client Is 40% of Your Revenue, You Don’t Own a Business. You’re on a Countdown.2026-09-03T15:45:29-04:00
3 Sep, 2026

The Higher You Climb, the Less Truth You Hear. By the Time You’re the Boss, Almost No One Tells You.

2026-09-03T17:26:53-04:00

The average boss has 3.6 blind spots their team sees clearly — and even when told directly, 84% never change. At the top it's worse: C-suite leaders are 77

The Higher You Climb, the Less Truth You Hear. By the Time You’re the Boss, Almost No One Tells You.2026-09-03T17:26:53-04:00
2 Sep, 2026

Your Startup Is More Likely to Die From a Broken Partnership Than a Broken Product.

2026-09-03T15:45:34-04:00

Harvard research found 65% of high-potential startups fail because of conflict between co-founders — not the market, not the money, the people. And when a

Your Startup Is More Likely to Die From a Broken Partnership Than a Broken Product.2026-09-03T15:45:34-04:00
2 Sep, 2026

You Can Take a Vacation Anywhere. You Just Can’t Leave the Business Behind.

2026-09-03T15:45:38-04:00

Corporate employees take about 10 days off a year. Small business owners? 61% take just five — and even then, 67% check in with work every single day. Only

You Can Take a Vacation Anywhere. You Just Can’t Leave the Business Behind.2026-09-03T15:45:38-04:00
1 Sep, 2026

You Took 10% Off. Now You Need 46% More Customers Just to Stand Still.

2026-09-09T17:35:53-04:00

A discount comes out of the margin, not the price. At retail's 31.6% gross margin, a 10% discount needs 46% more volume just to break even.

You Took 10% Off. Now You Need 46% More Customers Just to Stand Still.2026-09-09T17:35:53-04:00
1 Sep, 2026

There Is No Right Payroll Percentage. The Census Says It Runs From 6% to 40%.

2026-09-09T17:35:47-04:00

Across 6.4 million US small firms payroll averages 19.5% of receipts - but runs 6.3% to 39.7% by industry. Why the 15-30% rule of thumb fits almost nobody.

There Is No Right Payroll Percentage. The Census Says It Runs From 6% to 40%.2026-09-09T17:35:47-04:00
31 Aug, 2026

The Average Small-Business Wage Is $27.68 an Hour. The Average Small-Business Employee Costs $37.36.

2026-09-03T15:45:49-04:00

BLS puts wages at $27.68 an hour and total compensation at $37.36 at businesses with 1-49 workers — a multiplier of about 1.35x. The largest single add-on is not health insurance. It is the legally required cost you never chose.

The Average Small-Business Wage Is $27.68 an Hour. The Average Small-Business Employee Costs $37.36.2026-09-03T15:45:49-04:00
31 Aug, 2026

The Median Restaurant Took 226 Days to Sell. The Median Laundromat Took 412.

2026-08-31T12:33:30-04:00

Median days on market ran from 151 days for route businesses to 412 for laundromats in BizBuySell's full-year 2025 data. What the Q2 2026 Insight Report says about why deals stall — and the preparation clock that runs before the listing clock starts.

The Median Restaurant Took 226 Days to Sell. The Median Laundromat Took 412.2026-08-31T12:33:30-04:00
30 Aug, 2026

The Profit Margin You’re Measuring Yourself Against Belongs to a Public Company

2026-08-31T12:33:36-04:00

The benchmark everyone quotes comes from 5,994 listed corporations. You are not one of them, and comparing yourself to them will make a healthy business lo

The Profit Margin You’re Measuring Yourself Against Belongs to a Public Company2026-08-31T12:33:36-04:00